Merchant Savings Analysis

What you're really paying — and what you'd keep.

Enter the numbers off any statement. See your true effective rate, then exactly what Interchange-Plus and Zero-Cost (Dual Pricing) would save — side by side.

Their numbers

$
%
Program assumptions
%
$
INTERCHANGE-PLUS
%
%
$
ZERO-COST / DUAL PRICING
%
Estimated savings
$0/yr
Enter their volume and current rate to see the numbers.
Featuring
Paying now

Current

— / mo · — / yr
Annual cost
in processing fees
The number we're going to cut.
★ Featured
Option A · cost-plus

Interchange-Plus

eff.
— / mo
You save
— / year
Transparent cost + fixed markup. Lowest true rate available on direct processing.
★ Featured
Option B · zero-cost

Dual Pricing

eff.
— / mo
You save
— / year
Card cost shifts to a compliant card price. Processing drops toward $0 — savings fund your website & growth.
How to read this: These figures come straight from your own processing statement — the Current column is what you pay today. Interchange-Plus lowers your effective rate with transparent cost-plus pricing; Dual Pricing offsets nearly all of it through a small, clearly disclosed card price. Final pricing is confirmed against your full statement.
Rich Riley — The Payment Guy
Rich Riley · The Payment Guy
Zero-Cost Processing & Done-For-You Growth
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Savings figures are estimates generated from the inputs provided and are for discussion purposes only; they are not a guarantee or a binding quote. Actual rates depend on a full statement review, card mix, ticket size, industry, and program qualification. Dual-pricing / cash-discount programs are implemented in compliance with card-brand and applicable state rules. Rich The Payment Guy is a US Card Solutions agent.

CONFIDENTIAL. Prepared exclusively for the named recipient's evaluation. This document contains proprietary pricing and business information and may not be copied, forwarded, or distributed in whole or in part without the prior written consent of Rich The Payment Guy · US Card Solutions. © Rich The Payment Guy.