Home / Payments & Equipment / The right restaurant POS depends on how food leaves your kitchen.
Payments & Equipment · Restaurant buyer's guideA twelve-seat counter, a hundred-cover dining room and a truck parked outside a brewery are three different businesses that all sell food. The register that makes one of them fast makes another one slow. Here is what actually separates the restaurant systems, and where the expensive mistakes hide.
Or call and talk it through: (305) 215-6132Before the comparison, the conflict. I resell payment equipment: I sell Clover, Square, Valor, PAX and Dejavoo, and I earn money when a restaurant buys one. I do not sell Toast and I earn nothing if you choose it. Toast is here anyway, because leaving it out of an honest restaurant roundup would be dishonest.
The second rule is that pricing moves. Processor and POS pricing changes, so treat every figure here as a snapshot and confirm current rates with the provider before you commit. Square raised its online rate in January 2026. Valor, PAX and Toast carry no prices on this page on purpose: those are quoted by a reseller or the vendor, and a plausible invented number is worse than an empty space.
This is the long version: how service model, kitchen workflow, tips and ordering should drive the decision. If you just need the equipment shortlist, my restaurant pick-list is linked below.
| Service model | What the counter needs | What the kitchen needs | Worth shortlisting | The usual mistake |
|---|---|---|---|---|
| Counter service and cafes | One fast screen, modifiers two taps deep, a customer-facing tip prompt | One screen or one printer on the line | Square, Clover counter-service, Toast | Paying monthly for table management nobody opens |
| Full service | Handhelds at the table, open tabs, seat-level checks, splits and merges | Routing by station, course firing, ticket timers | Clover table-service, Toast | One stationary terminal and a lot of walking |
| Bars and high tab counts | Tab opened against a card in seconds, quick re-fire of the last round | Little, unless there is a food menu behind the bar | Clover, Toast | A tip flow that forces a reprint on every round |
| Food trucks and pop-ups | Battery, cellular signal, and something that folds away at closing | Nothing — the line is two feet from the window | Valor or PAX smart terminals, Square | A full station on a counter that has to pack up at 9pm |
| Multi-location | The same menu and the same buttons everywhere, priced from one place | The same ticket layout in every kitchen | Clover, Toast | Per-device software plans multiplied by every station you own |
A shortlist, not a ranking — volume and layout change the answer. Clover and Square figures on this page are published 2026 rates; Valor, PAX and Toast pricing is quoted by the reseller or the vendor and is not published here. Processor and POS pricing changes at any time, so confirm current rates with the provider before you sign.
Counter service lives or dies on how many taps it takes to ring a customized order at eleven-forty on a Friday. What matters is one fast screen, modifiers no more than two taps deep, and a customer-facing display that handles the tip prompt without a conversation. Square is excellent here, and Clover's counter-service plan is built for it. Table maps and coursing are software you pay for monthly and never open.
Full service inverts the priorities. The check is open an hour, moves between staff, splits four ways, and a server should not be walking to a terminal to fire a course. That makes handhelds the deciding feature rather than a nice extra, alongside seat-level ordering and a manager screen that can void and comp. Clover's table-service plan and Toast both do this properly.
A truck or a pop-up is a different animal. The constraints are power, signal and the fact that it all folds up at closing, so a Valor or PAX smart terminal on battery over cellular, or a Square reader on a phone, beats a station that needs a power strip. There is no kitchen to route to, so kitchen software is paying for a problem the layout already solved.
Bars look like counter service and behave like neither: what matters is opening a tab against a card in seconds, re-firing the last round, and a tip flow that never makes a bartender reprint mid-rush.
Choosing between a kitchen display and printers is a question about your line, not a technology preference. A display earns its place when tickets route to more than one station, when you want timers on how long an order has been up, and when you want a bump instead of a spike of paper nobody can reconstruct after a complaint.
If you stay on paper, the detail nobody mentions at the demo is which printer goes where. Thermal printers are the fast, quiet ones you want at the counter, but thermal paper is heat-sensitive by design, so steam, grease and the heat over a line will darken, curl or fade a ticket. Impact printers — slower, with a ribbon, usually two-ply — belong on the hot line, because heat does not erase them.
Whatever you choose, insist on one flow. Ask any vendor where an online order appears: in the same queue as the counter orders, in the order it arrived — or on a separate tablet somebody has to remember to watch. That tablet is how a delivery order sits untouched for twenty minutes.
The card rate is not the biggest number on a restaurant's bill. Third-party delivery marketplaces take a commission commonly quoted in the 15% to 30% range depending on plan tier, higher once promotions are counted. That can be worth it for genuinely new customers. It is a leak on the regular who would order direct if there were somewhere to do it.
So compare what each system gives you for direct ordering. Ask whether online orders run on your own processing at your own rate, whether the customer's details land in your list or the vendor's, and what an order costs through the system's own channel.
Tips are where restaurant systems quietly differ. Counter service wants the prompt on a customer-facing screen at payment. Full service needs tip adjustment after the card is authorized, because the number is written on a slip after the card has run. If you pool, ask whether the system distributes by role and hours and produces a report payroll can use. Tip credit and pooling rules vary by state, so settle those with your accountant.
A register moves an order from the counter to the kitchen. It does not decide whether the next order comes to you or to a marketplace. Your own site with ordering built into it is $2,000 up front, then $149/mo, and the phone that rings through the dinner rush gets answered by the AI receptionist at $249/mo. Both keep the customer on your side of the counter.
Vendor pricing changes without notice. These are the providers’ own pages — confirm the current number there or in a written quote before you sign anything.
The one that matches your service model. Counter service and cafes do best on Square or Clover's counter-service setup, where speed at one screen is the whole game. Full service leans to Clover's table-service plan or Toast, because handhelds and course firing stop being optional. Trucks want a smart terminal.
They suit different owners, and again: I sell Clover and do not sell Toast. Toast is restaurant-only and generally sold as one bundle, with software and card processing from the same company. Clover is broader and sold through many resellers, so the hardware is identical everywhere but the rate and contract depend on the seller.
A printer is fine when there is one station and the ticket travels four feet. A display earns its place when orders route to more than one station, when you want ticket timers, and when online orders must merge into the counter queue. On paper, put an impact printer on the hot line, because thermal paper fades and curls in heat.
Two parts, and only the published ones can be quoted honestly. Clover charges a per-device software plan — 2026 plans include about $54.95 a month for counter service and about $84.95 for table service — on top of card-present rates published at roughly 2.3% to 2.6% plus 10 cents. Square's published free plan is 2.6% plus 15 cents in store, Plus about $49 a month, Premium about $149. Valor, PAX and Toast are quoted by the reseller or the vendor.
Yes, and it is usually the biggest number a restaurant can move. Marketplaces commonly take somewhere in the 15% to 30% range depending on tier. Your own ordering, on your own processing, replaces that per-order cut with a fixed monthly cost: $2,000 up front, then $149/mo. It is a web app that installs to the home screen, and the customer list stays yours.
Your menu moves, but it is work rather than magic: every item, modifier and price gets rebuilt, and the question for any vendor is who does that. Historical reporting generally stays with the old system, so export what you need before the account closes, and cut over on a slow shift.
Not on this. Growth, marketing and website services — including the website care plan — are month-to-month with no long-term commitment, and you can prepay annually for up to two months free. Payment processing is a separate thing: it is a merchant account and it has its own terms, which I go over with you personally on the free review so everything is clear before you decide.
Yes, any month. There is no cancellation fee and no notice period to argue about on the month-to-month services — I would rather earn the next month than hold you to a term you regret. If you cancel a website plan the domain is yours, registered in your name, and you can take the site elsewhere.
The short version: the exact stations, handhelds and screens I put in restaurants.
Read moreWhen screens beat printers on the line, and when they are overkill.
Read moreThe ready-made setup for a restaurant, device by device.
Read moreThe Growth Audit is free and takes about two minutes to request. I look at what you have now and tell you straight what would move the needle first -- and what would not.
Prefer to talk now? Call or text (305) 215-6132Educational content, not legal, tax or financial advice. Market figures are general 2026 ranges that vary by business, volume and provider -- verify current pricing with each provider before you sign. Individual results vary.